Your Road Map to Medicare What is Medicare? Car Analogy: Medicare is the national interstate system for health care when you hit age 65 (earlier for some disabilities). To “get on the road” you will need Medicare Part A & Part B. Your “big” decision will be selecting how you want to travel. You will have two options. [...]
Medicare Eligibility Medicare is the federal health insurance program that helps millions of Americans get the care they need. But who qualifies? Let’s break it down in simple terms. The Basics of Medicare Eligibility You may become eligible for Medicare a few different ways: Turning 65 Most people qualify for Medicare when they turn 65 years [...]
Original Medicare & Medicare Advantage Comparing Your Two Coverage Options Original Medicare (Medicare Part A & Medicare Part B) and Medicare Advantage (Part C) are two different ways to receive your Medicare benefits/coverage. Both options provide you with hospital and medical insurance, but there are differences between them. Learning about the differences in your coverage options will allow [...]
When Can I Change My Medicare Advantage Plan? If we lived in a perfect world, you would be more than satisfied with your new Medicare Advantage plan. Medicare Advantage plans may be a perfect coverage option for some individuals. However, situations occur, and maybe you realize that your family doctor doesn’t accept your plan, or [...]
Medicare Supplement Plans A Medicare Supplement insurance plan, also known as Medigap, is an insurance you can buy that helps pay for the out-of-pocket costs Original Medicare doesn’t cover. There are ten different supplemental plans to choose for coverage. Plans are referred to by letters. The three most purchased plans are Plan [...]
Medicare Advantage Open Enrollment Period (For Individuals Currently Enrolled in a Medicare Advantage Plan) January 1st through March 31st The Medicare Advantage Open Enrollment Period (OEP) gives you the opportunity to enroll in another Medicare Advantage (Medicare Part C) plan or go back to Original Medicare (Medicare Part A and Medicare Part B). Normally, [...]
Annual Notice of Change Letter During the month of September, you should receive a Medicare Annual Notice of Change (ANOC) Letter. What is the Purpose of this Letter? The purpose of the ANOC letter(s) is to describe any changes for the upcoming year. You should except to receive a letter if you have a Prescription [...]
Medicare and Cancer Coverage Unfortunately, Cancer is something many of us will face directly or indirectly at some point during our lifetime. According to the American Cancer Society, approximately 1.9 million new Cancer cases were diagnosed in the United States in 2023. Does Medicare cover Cancer? Yes, it does. Depending on your choice for coverage [...]
Original Medicare and Home Health Care Original Medicare (Medicare Part A and/or Part B) will cover eligible home health services if you are considered homebound and need part-time or intermittent services. To Qualify and be Considered Homebound: You are having trouble leaving your home without some type of help due to an illness or injury. Examples [...]
2020 Medicare Costs - A brief overview of Medicare Part A and Medicare Part B premiums and costs
Medicare Commercials! When you turn your television on to watch your favorite show or catch the news, you more than likely have viewed commercials featuring Joe Namath and J.J. Walker. These two celebrities can be seen daily advertising products that revolve around Medicare. Both Namath and Walker are encouraging you to call a toll-free number [...]
