NATIONAL WALKING DAY National Walking Day is the first Wednesday in April and is sponsored by the American Heart Association. The first National Walking Day was in 2007. This day promotes awareness to healthy living and the benefits of taking a walk. Activities such as walking can help you lower stress and improve your mood. [...]
Paying Your Medicare Part B Premium You are probably like most people and receive Medicare Part A at no cost. Medicare Part A is premium free if you or your spouse worked 10 years or more and paid Medicare taxes while working. However, Medicare Part B is not free. If you are receiving retirement benefits [...]
Alzheimer’s and Medicare Coverage According to the Alzheimer’s Association, it is estimated that over six million Americans are living with Alzheimer’s disease. Approximately 1 in 9 people age 65 and older have Alzheimer's. Women make up close to two-thirds of Americans with Alzheimer's. Older Black Americans are almost twice as likely to have Alzheimer's [...]
New to Medicare Several months prior to your 65th birthday, something happens. You start receiving mail and phone calls like never before. Every phone call and letter you receive in the mail is about Medicare. You will also receive a book in the mail entitled Medicare and You Handbook. This book has information and terms [...]
Your Health Savings Account (HSA) and Medicare According to the Internal Revenue Service (IRS) guidelines, you cannot make contributions to your Health Savings Account once you enroll in Medicare. To contribute pre-tax dollars to an HSA you must be enrolled in a High Deductible Health Plan. The month you begin your Medicare benefits, you should [...]
Medicare Part D Extra Help Medicare Part D Extra Help is a federal program that lowers your Medicare prescription drug coverage (Part D) premiums and lowers the cost of your prescriptions. You may qualify if you have limited income and assets. Extra Help Eligibility/Qualifications Your monthly income falls into a certain range and your assets [...]
Medicare Covers Many Vaccines for Free! Great news! Because of a prescription drug law that went into effect January 1, 2023, your Medicare Part D drug plan will cover the cost of most vaccines. All adult vaccines that are recommended by the CDC are covered with no out-of-pocket costs to you. Medicare Part B [...]
Medicare Supplement Plans A Medicare Supplement insurance plan, also known as Medigap, is an insurance you can buy that helps pay for the out-of-pocket costs Original Medicare doesn’t cover. There are ten different supplemental plans to choose for coverage. Plans are referred to by letters. The three most purchased plans are Plan [...]
Original Medicare & Medicare Advantage Comparing the Two Options Original Medicare (Parts A & B) and Medicare Advantage (Part C) are two different ways to receive your Medicare benefits/coverage. Both options provide you with hospital and medical insurance, but there are also differences between them. It's important to learn about the differences in your coverage [...]
How Do I Apply For Medicare? You may apply for Medicare online in less than 10 minutes. You simply fill out the online application to enroll in Medicare. Apply for Medicare at SSA.gov Social Security will review and process your application. If any additional information is needed, Social Security will contact you. If you aren’t [...]
