Medicare Premiums

  Medicare Premiums Income Related Monthly Adjustment Amount Some individuals believe that once they begin Medicare, that it is free.  Unfortunately, that is not true. Original Medicare is composed of two working parts, Medicare Part A and Medicare Part B. Medicare Part A is free for most individuals because they paid Medicare taxes while working. [...]

By |2024-12-13T21:39:59-06:00December 11th, 2024|General, Medicare, Part B, Part D|

Medicare and Marketing

Medicare and Marketing Agents assisting you with your Medicare options ARE NOT allowed to…..   Ask for information, such as your bank account, over the phone unless it’s needed as part of an enrollment. Require you to provide them your Medicare Number or Social Security Number for a quote. Plans don't need those numbers to [...]

By |2026-05-04T14:53:28-05:00November 23rd, 2024|Enrollment Periods, General, Medicare, Services|

Annual Election Period – October 15 – December 7

Medicare Annual Enrollment Medicare's Annual Enrollment Period (AEP) begins October 15th and runs through December 7th. This is your time to review your Medicare coverage. There will be many  changes coming for year 2025. Our job is to note changes concerning  plans and assist you in making the best decision for your coverage.   What [...]

By |2024-09-28T14:21:33-05:00September 27th, 2024|General, Medicare, Prescription, Services|

Annual Notice of Change

Annual Notice of Change Letter During the month of September, you should receive a Medicare Annual Notice of Change (ANOC) Letter. What is the Purpose of this Letter? The purpose of the ANOC letter(s) is to describe any changes for the upcoming year.  You should except to receive a letter if you have a Prescription [...]

By |2024-09-20T07:54:31-05:00September 12th, 2024|General, Medicare, Part A, Part B|

What is the Difference in Medicare and Medicaid?

Medicare and Medicaid Medicare and Medicaid are two separate programs that are both run by the government. A person may qualify to receive benefits from one or both programs. The major difference between Medicare and Medicaid is that Medicare covers health care mainly for people age 65 and older. Medicaid is for people with low income. Medicare provides health [...]

By |2026-05-04T14:58:42-05:00July 5th, 2024|General, Medicaid, Medicare, Services|

New to Medicare: Consider Your Coverage Options

New to Medicare Several months prior to your 65th birthday, something happens.  You start receiving mail and phone calls like never before.  Every phone call and letter you receive in the mail is about Medicare. You will also receive a book in the mail entitled Medicare and You Handbook.  This book has information and terms [...]

By |2026-05-04T14:55:00-05:00June 14th, 2024|General, Medicare, Medicare Coverage, New to Medicare|

June is Alzheimer’s & Brain Awareness Month

Alzheimer's & Brain Awareness Each month groups and organizations highlight various health and medical conditions to increase awareness and provide educational information. The mission and overall goals are to improve the health of everyone in the United States.  The month of June is dedicated to raising awareness of Alzheimer’s disease and brain health. As part [...]

Working at age 65? 

    Working at age 65?  Do you keep employer coverage or enroll in Medicare? The month you turn 65 you are eligible to receive your Medicare benefits. In most cases, you don’t have to sign up for Medicare if you have health insurance through your or your spouse’s employer. If you or your spouse [...]

By |2026-05-04T15:07:40-05:00May 24th, 2024|General, Medicare, Medicare Coverage|

Does Medicare Cover Cataract Surgery?

Medicare Coverage and  Cataract Surgery Cataracts are a common part of aging — in fact, more than half of Americans over 80 either have cataracts or have had them removed. Left untreated, cataracts can interfere with daily life and may even cause blindness. The good news? Cataract surgery is safe, simple, and usually painless. But [...]

By |2025-09-03T19:02:19-05:00January 20th, 2024|General, Medicare, Medicare Supplement, Outpatient, Part B|

Medicare and Cancer Coverage

Medicare and Cancer Coverage Unfortunately, Cancer is something many of us will face directly or indirectly at some point during our lifetime.  According to the American Cancer Society, approximately 1.9 million new Cancer cases were diagnosed in the United States in 2023. Does Medicare cover Cancer? Yes, it does.  Depending on your choice for coverage [...]

Home Health Services Covered By Medicare

Original Medicare and Home Health Care Original Medicare (Medicare Part A and/or Part B) will cover eligible home health services if you are considered homebound and need part-time or intermittent services. To Qualify and be Considered Homebound: You are having trouble leaving your home without some type of help due to an illness or injury. Examples [...]

By |2024-01-15T13:20:16-06:00January 15th, 2024|General, Home Health Care, Medicare, Outpatient, Part A, Part B, Services|

Medicare in Tupelo, Mississippi

Medicare in Tupelo, MS  Medicare plans available to those eligible in Tupelo include Medigap, Medicare Advantage, and Part D prescription drug plans. Enrollment into any of the following plans requires eligibility for Medicare. Depending on your needs, the most comprehensive coverage offered is through a Medigap plan, also referred to as a Medicare Supplement plan.   You first become eligible [...]

By |2023-05-04T08:36:43-05:00April 30th, 2023|Drug Plan, Medicare, Medicare Supplement, Part D, Uncategorized|

Still Working at Age 65? Do You Need to Sign Up for Medicare?

Working at Age 65 and Medicare You are generally eligible for Medicare at age 65, with an enrollment window leading up to your 65th birthday.  This enrollment opportunity begins three months prior to your birthday month and ends three months afterwards. Signing up for Medicare on time can help you avoid penalties. If you are [...]

By |2023-02-03T06:51:14-06:00January 4th, 2023|Medicare, Medicare Supplement, Uncategorized|

Shingles Vaccination and Medicare

Shingles Vaccine Does Medicare Cover the Shingles Vaccine? Beginning January 2023, Part D plans must include most commercially available vaccines on their formularies. This includes the vaccine for shingles. The only exceptions are flu, pneumonia, hepatitis B, and COVID-19 vaccinations. These vaccines are covered by Medicare Part B.  All Medicare-covered vaccines should be free to you. [...]

By |2023-01-02T21:19:37-06:00January 2nd, 2023|Drug Plan, General, Medicare, Part D, Prescription, Research, Uncategorized|

Medicare Premiums – 2023

Medicare Premiums: IRMAA 2023 The Medicare Part B premium will be $164.90 for 2023.  That is a slight decrease from the 2022 monthly premium of $170.10.  The Part B deductible will also see a decrease.  The deductible will drop from $233 to $226. Most Medicare beneficiaries will pay a monthly premium of $164.90 for [...]

By |2022-12-23T21:46:23-06:00December 20th, 2022|General, Medicare, Part B|

Still Going Strong

Mr. Ricky Credille: Still Going Strong Ricky Credille has been and continues to be a staple in the insurance business.  His niche revolves around products and services that relate to Medicare. Recently, he had a client come by his office in Belmont to congratulate him on his retirement. Both she and Ricky laughed when she [...]

By |2022-01-08T14:57:11-06:00January 8th, 2022|General, Medicare, Medicare Supplement, Services|

Flu Shot for 2020 – 2021

What are you supposed to do if you need the flu shot?There are many places you can get your flu shot – don’t wait!People who are 65 and older are at high risk of having serious health complications from the flu. Getting the flu shot protects you from getting the flu and keeps you from spreading it [...]

By |2020-11-24T13:19:58-06:00November 24th, 2020|Medicare, Part B|
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