Cataract Surgery and Medicare Does Medicare pay for cataract surgery? The short answer is yes. Medicare covers certain medically necessary services, such as cataract surgery. Cataract surgery is performed by an ophthalmologist. Ophthalmologists are eye doctors with advanced medical and surgical training. Your cost and coverage will depend on the option you selected as your primary. [...]
Medicare and Cancer Coverage Unfortunately, Cancer is something many of us will face directly or indirectly at some point during our lifetime. According to the American Cancer Society, approximately 1.9 million new Cancer cases were diagnosed in the United States in 2023. Does Medicare cover Cancer? Yes, it does. Depending on your choice for coverage [...]
When Can I Change My Medicare Advantage Plan If we lived in a perfect world, you would be more than satisfied with your new Medicare Advantage plan. Medicare Advantage plans may be a perfect coverage option for some individuals. However, situations occur, and maybe you realize that your family doctor doesn’t accept your plan, or [...]
Original Medicare and Home Health Care Original Medicare (Medicare Part A and/or Part B) will cover eligible home health services if you are considered homebound and need part-time or intermittent services. To Qualify and be Considered Homebound: You are having trouble leaving your home without some type of help due to an illness or injury. Examples [...]
Medicare Premiums Medicare Part A Covers inpatient hospitals, skilled nursing facilities, hospice, inpatient rehabilitation, and some home health care services. Thankfully, most Medicare beneficiaries do not have a Part A premium since they have 40 or more quarters of employment. Forty Quarters is the equivalent to ten years. For a stay in a skilled nursing facility, [...]
Medicare Supplement Plans A Medicare Supplement insurance plan, also known as Medigap, is an insurance you can buy that helps pay for the out-of-pocket costs Original Medicare doesn’t cover. There are ten different supplemental plans to choose for coverage. Plans are referred to by letters. The three most purchased plans are Plan [...]
Original Medicare & Medicare Advantage Comparing the Two Options Original Medicare (Parts A & B) and Medicare Advantage (Part C) are two different ways to receive your Medicare benefits/coverage. Both options provide you with hospital and medical insurance, but there are also differences between them. It's important to learn about the differences in your coverage [...]
The Annual Election Period for Medicare begins October 15th and runs through December 7th. This is your time to review your Medicare coverage and decide if you would like to make a change for the upcoming year. It is important to review your plan annually to see what changes are approaching. Our job is to [...]
Annual Notice of Change Letter Each year Medicare premiums and deductibles change. During the month of September, you should receive a Medicare Annual Notice of Change (ANOC) Letter. What is the Purpose of this Letter? The purpose of the ANOC letter(s) is to describe any changes for the upcoming year. The insurance company providing your [...]
How Do I Apply For Medicare? You may apply for Medicare online in less than 10 minutes. You simply fill out the online application to enroll in Medicare. Apply for Medicare at SSA.gov Social Security will review and process your application. If any additional information is needed, Social Security will contact you. If you aren’t [...]
