How Do Medicare HMO and Medicare PPO Differ? If you decide to replace your Original Medicare with a Medicare Advantage (Medicare Part C) Plan, your two most common options are an HMO (Health Maintenance Organization) or a PPO (Preferred Provider Organization). Both use provider networks to help manage costs, but they balance price vs. flexibility differently. Medicare PPO [...]
Medicare Eligibility Medicare is the federal health insurance program that helps millions of Americans get the care they need. But who qualifies? Let’s break it down in simple terms. The Basics of Medicare Eligibility You may become eligible for Medicare a few different ways: Turning 65 Most people qualify for Medicare when they turn 65 years [...]
Original Medicare & Medicare Advantage Comparing Your Two Coverage Options Original Medicare (Medicare Part A & Medicare Part B) and Medicare Advantage (Part C) are two different ways to receive your Medicare benefits/coverage. Both options provide you with hospital and medical insurance, but there are differences between them. Learning about the differences in your coverage options will allow [...]
When Can I Change My Medicare Advantage Plan? If we lived in a perfect world, you would be more than satisfied with your new Medicare Advantage plan. Medicare Advantage plans may be a perfect coverage option for some individuals. However, situations occur, and maybe you realize that your family doctor doesn’t accept your plan, or [...]
Medicare Advantage Open Enrollment Period (For Individuals Currently Enrolled in a Medicare Advantage Plan) January 1st through March 31st The Medicare Advantage Open Enrollment Period (OEP) gives you the opportunity to enroll in another Medicare Advantage (Medicare Part C) plan or go back to Original Medicare (Medicare Part A and Medicare Part B). Normally, [...]
Medicare and Cancer Coverage Unfortunately, Cancer is something many of us will face directly or indirectly at some point during our lifetime. According to the American Cancer Society, approximately 1.9 million new Cancer cases were diagnosed in the United States in 2023. Does Medicare cover Cancer? Yes, it does. Depending on your choice for coverage [...]
