Medicare Supplement Plan N is a great plan and is perfect if you are looking for a lower premium. In exchange for lower premiums, you will be responsibility for a small annual deductible and possibly some copays.
Selecting this option to supplement your Original Medicare would require you to pay four areas.
- The Part B Deductible – You are required to pay this deductible. Currently the deductible is $226 for 2023.
- Doctors Visits – The copay can be no more than $20 for a visit to a primary care physician or specialist.
- Emergency Room – The copay for an ER visit is $50. The $50 is waived if you are admitted to the hospital.
- Part B Excess Charges – Doctors can charge an additional 15% above what Medicare approves. One way to avoid the excess charges is to use doctors that accept Medicare assignment.
This plan is the the third most comprehensive plan. The most comprehensive plan is F, followed by G. Medicare Supplement Plan N is offered by the most reputable and well known names in the Medicare industry.
It is always a good practice to review your drug plan and your supplemental coverage. As your independent agency, we can give you free and unbiased assistance. We work for you and not the insurance companies. If you have any questions concerning your current coverage, please give us a call at 662-454-9800 (Belmont Office) or 662-269-8833 (Tupelo Office).
Also, be sure to check the overview of Plan N on our supplements overview page: Medicare Supplements, or if you prefer to view a holistic side-by-side supplement plan overview head over to Medicare site by clicking HERE!
